Dentist That Accepts Principal PPO in Fremont, CA

Get the most out of your Principal PPO dental benefits with personalized care at Cedar Dental Care, your local Fremont dentist.

We Accept Principal PPO in Fremont

At Cedar Dental Care, we’re proud to make quality dental services more accessible to our patients in Fremont and the surrounding Santa Clara area. As a dentist that accepts Principal PPO in Fremont, we work with your insurance plan to keep costs manageable while still delivering care that meets the highest standards.

Our office is in-network with Principal PPO insurance, which means you’ll typically enjoy lower out-of-pocket costs. Whether you’re coming in for preventive care like checkups and cleanings, or you need more advanced dental treatments such as crowns, bridges, or dentures, your coverage helps make it easier to get the care you need without breaking your budget.

We believe in full and equal access for all qualified individuals, including those with disabilities, and our office is designed for easy access. We follow the Americans with Disabilities Act, the Rehabilitation Act, and other provisions to ensure that patients have equal access to our services.

What Is Principal PPO?

Principal PPO is a dental insurance plan offered through the Principal Life Insurance Company, headquartered in Des Moines, IA 50392. This plan allows you to choose your provider freely, whether in-network or out-of-network. That said, staying in-network with providers like Cedar Dental Care usually results in the best savings for patients.

Your Principal PPO insurance typically covers preventive dental services at or near 100%. This includes exams, X-rays, and cleanings. Basic services, such as fillings and extractions, usually come with a portion covered after your deductible. Major services, like crowns, dentures, and root canals, often fall under a cost-sharing structure that depends on your specific plan.

Many patients in Fremont and Santa Clara have Principal PPO coverage through their employer. It’s one of the more flexible options because you don’t need a referral to see a healthcare provider, and you can visit any licensed dentist.

Dental Services Covered by Principal PPO

Your Principal PPO dental plan is designed to help you access a wide range of treatments. Coverage usually falls into three categories:

Preventive Care (Usually Covered at 100%)

Routine exams and cleanings
X-rays
Fluoride treatments
Sealants for children

Basic Services (Partially Covered)

Fillings
Extractions
Periodontal scaling and root planing

Major Services (Covered at a Percentage)

It’s important to remember that cosmetic treatments such as teeth whitening or veneers are generally not covered. But we offer flexible financing so you can still explore these options.

Exact coverage depends on your plan, annual maximum, and deductible. Our team will help you understand your covered dental services and explain what portion you may be responsible for paying.

How to Use Your Principal PPO Benefits at Our Dental Office

We keep the process simple and stress-free:

Call or request your appointment online.
Provide your Principal PPO insurance information. This can be your ID card or digital version.
We verify your coverage. Our team reviews your benefits, annual maximum, and deductible.
Get a clear estimate. We explain your expected portion and any fees before treatment begins.
We handle claims. After your visit, our billing team submits the claim on your behalf to Principal Life Insurance Company.

This way, you can focus on your care while we manage the paperwork.

Why Choose Cedar Dental Care as Your Principal PPO Dentist in Fremont?

Choosing a dentist that accepts Principal PPO is more than just about saving money—it’s about peace of mind. At Cedar Dental Care, you’ll find:

An in-network provider with Principal PPO insurance.
A team experienced in working with dental insurance claims and provisions.
No surprise costs—we provide clear estimates before treatment.
Convenient Fremont location with easy access for patients from nearby Santa Clara and beyond.
A commitment to equal access, ensuring all patients, including those with disabilities, receive care.

When you choose us, you’re not just getting dental treatments—you’re choosing support, understanding, and care that fits your budget.

Maximize Your Principal PPO Benefits Before They Expire

Most Principal PPO plans come with an annual maximum. This is the limit on how much your insurance will pay per year. If you don’t use your benefits, they typically do not roll over to the next year.

We encourage patients to schedule preventive visits early to make the most of their benefits. Even if you’re busy, keep in mind that unused coverage is like leaving free care behind.

Don’t let your benefits go to waste. If you’ve met your deductible and still have coverage left, now is the time to book your next visit.

What to Bring to Your First Appointment

To make your first visit smooth, bring:

Your Principal PPO ID card (or a digital version).
A government-issued ID.
Completed patient forms (available online or at our office).
A list of medications and any allergies.

If you have insurance questions, just call us. Our team is happy to help you understand your dental plan, verify your benefits, and confirm your portion before your visit.

FAQs

Is Cedar Dental Care in-network with Principal PPO?

Yes, we are an in-network provider for Principal PPO insurance. That means lower costs, predictable coverage, and easy claim submissions on your behalf. Out-of-network visits may result in higher fees, so staying in-network is typically best.

What dental services are covered under Principal PPO?

Your covered dental services usually include preventive care (like cleanings and X-rays), basic services (like fillings), and major treatments (like crowns or dentures). Cosmetic services, such as whitening, are not always covered. Coverage varies depending on your plan.

How do I know what my out-of-pocket costs will be?

Your costs depend on your deductible, your plan’s annual maximum, and the type of service. Our team will review your plan provisions and give you an estimate before your treatment so you’ll understand what portion you’re responsible to pay.

Can I still visit Cedar Dental Care if I have Principal PPO but live outside Fremont?

Yes, Principal PPO offers flexibility. Many patients from Santa Clara, and even as far as other states like Texas or Mexico, choose to visit providers that are convenient for them. As long as you’re in-network, you’ll enjoy the same benefits.

How can I check if my Principal PPO insurance is active?

You can call the number on your ID card, use the Principal directory to search for providers, or simply call our office. We’ll verify your coverage directly with the Principal Life Insurance Company and let you know the details.

Ready to Schedule Your Visit?

Cedar Dental Care proudly welcomes patients with Principal PPO insurance. We’re here to help you understand your coverage, maximize your benefits, and keep your smile healthy.

📞 Call us today at (510) 608-5810
💻 Fill out our online form
🔍 Click “Check My Coverage” to verify your benefits instantly

Don’t wait—your dental health and your Principal PPO benefits deserve attention today.